Motorcycle Insurance in Pennsylvania
You are more of a risk when you drive a motorcycle compared to a car since motorcycles provide very little protection. Therefore, all motorcyclists need to obtain insurance. We can help you here at Options Insurance Group in Fort Washington, PA. Our goal is to make sure that you are always protected. You can face severe consequences if you are caught driving your motorcycle without insurance. Consider it equivalent to auto insurance with different protection options.
Pennsylvania State Laws
It is illegal to drive a motorcycle without insurance in Pennsylvania.
All motorcyclists must carry liability coverage and are not exempt from insurance.
All motorcyclists must carry at least:
- $15,000 for bodily injury per person or death
- $30,000 for bodily injury for a more than one person or death
- $5,000 for personal property damage
You must also make sure that you apply for a certificate of deposit, which would ultimately pay for your liability insurance. You should also be aware that this law does not apply to motor scooters, mopeds, specially licensed horseless carriage vehicles that are over 40 years old, or any public or state-owned vehicles.
Coverage Options
The following are types of insurance policies you may choose from:
- Personal injury coverage
- Liability
- Uninsured motorist protection
- Collision
- Comprehensive
- Roadside assistance
You must also be aware that depending on the make and year of your motorcycle, your policy will vary. These options are optional if you choose to go a bit higher than the state-required minimum.
How can I obtain a quote?
You can quickly obtain a quote by contacting our Options Insurance Group office. We will be more than happy to match you with the best motorcycle insurance policy customized for your own unique situation. Our agency office is located in Fort Washington, PA.
