Classic Car Insurance in Pennsylvania

If you have a classic car, you need insurance that provides the right kind of coverage. Options Insurance Group serves Fort Washington, PA, and the surrounding areas, providing advice and insurance options for classic car owners in Pennsylvania. Learn more by contacting our agents today.

What Makes a Car Classic?

It goes beyond the age and condition of the vehicle. A classic car acts as an investment that appreciates. Protect your investment with classic car insurance.

Not all antique and classic cars serve the same purpose. You might use your car to drive to shows or take a long Sunday drive occasionally without putting too much mileage on it. Miles drove, vehicle modifications, and vehicle age affect the type of coverage you need and how much it costs.

What You Need to Know About Classic Car Insurance

The agreed value is the amount the provider pays in case of a total loss for an event covered in your Classic Car policy. The deductible is subtracted from the amount you receive. Your Options Insurance group agent can explain the difference between actual cash value and agreed value so you can understand your choices.

If you drive your classic car, you’ll need the same general liability and personal injury insurance required for all cars in Pennsylvania.

Although your rates reflect the value of your car, you probably don’t need the same coverage as vehicles you drive regularly — depending on your usage. We understand that not all collectors require the same coverage options. That’s why we take the time to thoroughly understand what you need to repair or replace your car without a significant financial loss.

Roadside Assistance

You may frequently drive your car to a show or take part in a classic rally. If so, you should consider roadside assistance with flatbed coverage to the nearest qualified shop for repairs.