Boat/Watercraft Insurance in Pennsylvania
No law in Pennsylvania makes it mandatory for boat owners to carry insurance. However, if you frequent the marinas, you will be required to show proof of insurance. Most marinas in the state do require boat owners to have protection for liability. They will not rent any space to you until you provide them with insurance. This is wonderful information to keep in mind.
Coverage Options
Some common types of coverage for boat/watercraft insurance include:
- Navigational area
- Liability
- Agreed value coverage
- Uninsured/underinsured bodily injury for watercraft
- Fuel spill and wreckage removal
- Medical payments
- Emergency assistance
You have the option of choosing which coverage you feel will benefit you the most. Liability insurance is similar to auto insurance liability, which gives you and other drivers protection and will also pay for repair or replacement for another driver in the event of an accident. If you feel that you need something more such as agreed value coverage, this coverage will give you the value of your boat if something were to happen to it.
Contact Us
If you need boat/watercraft insurance, give us a call or visit our Options Insurance Group office for a quote. Our office is located in Fort Washington, PA. We want to do our best to make sure that you have the necessary protection for your boat or other watercraft. Do not wait until something happens before you get protection. Contact Options Insurance Group in Fort Washington, PA.
